Inspection Requirements by Loan Type

The table below provides a quick summary of the inspections and tests required by loan type. Loan Type>> Conventional FHA VA USDA Jumbo Public Utilities NONE NONE Pest only Pest Only NONE Private Well NONE Water Test Required (See note 1) Water Test Required...
Why Rate Isn’t the Most Important Thing

Why Rate Isn’t the Most Important Thing

It’s our own darned fault. That is, it’s all of us in the mortgage industry that have taken your eye off the ball by telling you that the interest rate is the most important thing to think about. That’s wrong. What’s most important is getting the right loan with no...

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